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What is Key Person life insurance?
If your business relies on essential individuals to generate profit and maintain operations, a key person insurance policy is worth considering. This coverage ensures that, in the unfortunate event of a key employee’s passing, your business can continue running smoothly. Protect your company’s stability with a Key Man Insurance policy.

Did You Know?
"52% of businesses would shut down within a year if they lost a key employee.* Keyman Insurance safeguards your company, ensuring financial stability and continuity. Don’t leave your business’s future to chance—protect it today."*
(Source: National Association of Insurance Commissioners)

Why should my Business get
Key Person Life Insurance?
Investing in key man life and disability insurance serves several crucial purposes, including:
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Securing funds to recruit and train a replacement for a key employee
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Using as collateral to obtain an SBA loan
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Maintaining cash flow while a disabled employee recovers
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Providing immediate funds to settle outstanding debts
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Facilitating the buyback of stock from a deceased or disabled owner's estate
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Ensuring salary continuation benefits for a surviving spouse
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Offering executive benefits to retain essential employees
What Is An Example Of
A Key Employee?
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Creative or technical experts, such as developers, inventors, or scientists.
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Top-performing sales professionals with strong vendor and client relationships.
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Senior executives managing operations or key projects.
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Individuals whose loss would impact business credit or financial stability.
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License holders essential to business continuity, like contractors.
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Organizational leaders, including pastors or nonprofit heads.
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Business owners planning for smooth transition in case of death or disability.

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